Equifax is one of the leading credit references agencies and as well as offering full credit history reports and fraud detection services, they also offer Equifax ID Patrol, which includes a number of services such as comprehensive and unlimited access to credit files and identity theft insurance.
Advantages
The Equifax ID Patrol service is a useful tool in the prevention of identity theft, and the main bonus over rival services from other credit reference agencies is the unlimited access to credit history files. As a major credit agency Equifax is able to provide a full and comprehensive report into your credit transactions, and this will enable you to see at a glance if any suspicious activity has taken place, so that you can act quickly to protect your credit and identity. EQUIFAX ID PATROL also provides an excellent alert service, which operates in real time to inform you immediately of any suspicious activity on your credit file, and also scans the Internet for your personal data, to alert you if your information is being published or even sold online. Equifax also offers identity theft insurance as part of the ID Patrol services (either for individuals or whole families) which offers up to $20,000 towards helping you to resolve identity theft issues, and this service also provides a highly experienced credit recovery team who will support you throughout this process, and help you to protect your identity and credit in the future.
Disadvantages
Equifax ID Patrol does have some disadvantages against its competitors, the most notable being that it doesn’t offer a mailing preference or telemarketing list removal service. Also this is one of the more expensive identity protection services ($14.95 per month compared to LifeLock at $9 per month) and in some cases you may have to pay an additional fee for Equifax to freeze your credit file and contact other credit agencies in the event of identity theft. Although Equifax does provide good customer care with an online member’s centre and 24/7 telephone support there is a lack of email support, which some customers may prefer to use to carry out enquiries.
Overall Equifax ID Patrol is a strong service, from a well established and respected credit reference agency, and is a useful tool to help protect you and your family against identity theft crimes.
Every 2 Seconds an Identity is Stolen.
10 million identity thefts occur each year in the United States. With those rates, it's a good idea to get protected. We've searched the Internet to bring you the best services and latest discounts:
Trusted ID: Currently offering a free two months trial for their identity theft protection service. Trusted ID is very popular and has a good record among consumers. Click here for the offer.
Equifax: One of the three credit bureaus. Founded in 1899, Equifax is highly trusted and is a popular choice if you're looking to protect your identity. Click here for the offer.
