Lifelock Review
If you are a victim of identity theft crime you could find it very difficult and time consuming to clear any debts or fraudulent activity carried out in your name, so it makes sense to protect your identity as much as possible. LifeLock provide a solid identity protection service that can help you to prevent your personal details from being stolen and used by thieves and fraudsters.
Cost
LifeLock is an affordable identity protection service, and is one of the cheaper ones currently available. It costs just $10 per month ($1 off per month promo) for adults and also has a dedicated under 16’s plan to protect children’s identities (also at risk from fraudsters), which costs just $25 per year, in conjunction with any adult membership plan.
Features
LifeLock has some good main features to help protect your identity including:
* Free Credit Reports - Your credit file is held by several large credit reference agencies (such as Equifax and Experian) and list all of the financial activity carried out in your name. This is a key tool to help you prevent identity theft, and LifeLock provide free copies of your report so that you can check all of the details thoroughly, and follow up quickly on any incorrect entries.
* Fraud Alerts – this service carefully monitors your credit file and informs you immediately of any suspicious behavior, which can make it very difficult for fraudsters to apply for credit or goods in your name, without your knowledge.
- Junk Mail – this service helps you to limit the amount of junk mail received at your address, which often includes fraudulent special offers and information requests that criminals could use to steal your identity.
- WalletLock - your wallet or purse can contain a lot of personal information, as well as important credit and debit cards. WalletLock helps you to minimize the damage that can be caused by losing your wallet, or having it stolen, and can assist you to quickly and efficiently cancel your plastic cards and request replacements.
- True Address - this service monitors your name across national databases and alerts you if you are linked with any new addresses. Fraudsters often apply for credit using stolen names, but different addresses, or they can intercept existing accounts and get the address changed, so all the important information then goes straight to them, leaving you unaware anything has happened until you next check your account.
- eRecon - this service scans all known websites that deal in illegally obtained personal information, and alerts you immediately if your personally information appears, so that you can take quick action to prevent your identify from being used fraudulently.
LifeLock offers a good all-round service, and also includes a Total Service Guarantee, which can help you to cover the costs in the event your identity is stolen. This provides you with up to $1 million to cover potential legal fees and debts and charges run up fraudulently in your name, and as the average costs for resolving identity theft can a minimum of $2,000, this can be very vital in helping you resolve your case quickly and satisfactorily.
If you are interested in finding out more about LifeLock’s identity services then you can find visit their website www.lifelock.com.
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